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A debit card (also known as a bank card, plastic card or check card) is a plastic payment card that can be used instead of cash when making purchases.

The need for cross-border compatibility and the advent of the euro recently led to many of these card networks (such as Switzerland's "EC direkt," Austria's "Bankomatkasse," and Switch in the United Kingdom) being re-branded with the internationally recognized Maestro logo, which is part of the Master Card brand.Some on-line debit systems are using the normal authentication processes of Internet banking to provide real-time online debit transactions.Offline debit cards have the logos of major credit cards (for example, Visa or Master Card) or major debit cards (for example, Maestro in the United Kingdom and other countries, but not the United States) and are used at the point of sale like a credit card (with payer's signature).Debit cards usually also allow for instant withdrawal of cash, acting as an ATM card for withdrawing cash.Merchants may also offer cashback facilities to customers, where a customer can withdraw cash along with their purchase.Online debit cards require electronic authorization of every transaction and the debits are reflected in the user’s account immediately.

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